Your Ultimate Guide to Playing Baccarat Online 2023

Our comprehensive online Baccarat guide has it all, including the best online casinos with rich Baccarat gaming lobbies, tips and tricks on boosting your winning odds, tips on getting started, some of the most used online Baccarat winning strategies, and much more.

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Overview

Online Baccarat comes in a variety of formats and this is one of the main appeals of the game. There are of course other reasons behind the game’s tremendous popularity. One of these is the game’s presence in many iconic Hollywood movies, including the movies about our favorite secret agent James Bond. When compared to other casino games, the game of Baccarat has simpler rules and intriguing gaming sessions.

While very exciting, the game of Baccarat has very simple rules which make the game suitable for beginner players. Modern online casinos have also exciting live dealer Baccarat games that are hosted by real dealers. Live Baccarat games are accessible on all gaming devices, including mobile devices. When you play the game with real dealers, you get to chat with other players.

In the following sections of our real money Baccarat guide, we briefly cover the history of the game or the game’s origin, its popularity among casino players today, and how the modern version of the game came to be.

Our online Baccarat guide also covers everything regarding the game’s paytable and rules, the different betting options you have, and some of the pros and cons of playing the game in an online setting.

We also want to help you learn all the lingo and terms used by more experienced Baccarat players, so the guide has a section with all the terms you need to know. Learning these will help you play like a professional.

We also have a section with all the most popular Baccarat games you have access to at the best online Baccarat casinos promoted here. We briefly discuss what makes these different Baccarat games so popular among players. We also briefly cover their major rules and betting options.

Finally, the guide also has a FAQs section with all the most frequently asked questions regarding the game of Baccarat.

Pros & Cons

Pros
Caters to both high and low rollers
One of the easiest games to master
Banker betting features a very low casino edge of around 1.06%
Cons
Gaming sessions may be too slow and monotonous for fans of fast-paced games
Standard betting options do not deliver substantial profits

Briefly About the Origin of Baccarat

Now, we briefly examine the origin of the game. Like most other popular casino games, the game of Baccarat was created in Europe. According to most historians, the game was played in Europe back in the 10th century. According to most historians, the game of Baccarat originated in Italy while it was refined in France in the 14th century. From Europe, the game of Baccarat was brought to North America and this is where the game’s rules were modernized further.

The word “Baccarat” when translated from Italian means zero. During the early days and later, the game of Baccarat included one interesting rule. According to this rule, all Tens, Jacks, Queens, and Kings were valued at zero. This is the rule used in modern Baccarat games today.

What is also interesting to note regarding the origin of the game is its popularity among the French Royal Families. Back in the day, the game of Baccarat was called Chemin de Fer and this version of the game was very prominent until the French revolution. When the game was brought to other European countries, it was called Punto Banco. The game of Punto Banco has a loyal fan base.

When it comes to the game’s arrival on the American continent, it gained popularity in the USA after the Great Depression. As previously mentioned, back then the game was called Punto Banco. During those early days, Baccarat was usually enjoyed by the upper class.

With the rise of online casinos, the game of Baccarat found its way into the hearts of iGaming fans and enthusiasts, just like other popular casino games. Today, online casinos offer different online Baccarat variants, including Mini Baccarat. The game is equally popular at land-based casinos, especially those located in Atlantic City and Las Vegas.


Baccarat Terms You Should Know

As briefly covered in the previous section, the game of Baccarat has both Italian and French rules so there is no wonder why many terms used in the game come from these languages. Some of the popular terms used in the game have been derived from when the game came to the American continent.

Banker: Betting on the Banker is one of the three main wagering options you have. Winning Banker bets feature even payouts of 1 to 1 excluding the commission that many casinos take on Banker bets. In some regions, Banker betting is called Banco betting.

Baccarat: Baccarat refers to the Player’s hand whose value is zero. This is not something you strive for while enjoying your gaming sessions.

Dealer: The dealer is the person dealing with the cards during gaming sessions. The dealer is also called the croupier.

Coup:  Coup refers to a single round of Baccarat, including both the hand of the Banker and the Player.

Natural: Having Natural means getting the first two cards which are valued at nine or eight.

Mini Baccarat: Mini Baccarat is a very popular Baccarat variation played online. When compared to standard Baccarat games, Mini Baccarat has lower staking limits. In this game, the croupier also draws all cards.

Run: Run refers to making a simultaneous wager on the other winning hand.

Player: Betting on the Player is one of the three main wagering options in Baccarat. Payouts for winning Player bets deliver even money rewards of 1 to 1. Player betting gives the casino an advantage of around 1%. In some games, Player betting is called Punto.

Tie: Tie betting is the third wagering option in Baccarat. Winning Tie bets deliver payouts of 8 to 1. While payouts are significantly higher, Tie betting comes with a massive 15% house edge.

Standoff: Standoff is when the Player and the Dealer have the same cards.


Rules of the Game

Now, we discuss the rules of the game. When played at land-based casinos, one Baccarat gaming round can feature up to fourteen players. The game of Baccarat usually features up to eight standard card decks. No matter which Baccarat variant you play, Tens, Jacks, Queens, and Kinds are valued at zero. When it comes to Aces, they are valued at one while the remaining cards have their face value.

Every Baccarat gaming round starts the same with all players seated at the table making their bets. There are three betting options, betting on the Banker, Player, or a Tie. Once all players have made their decision, all players receive their first two cards, including the Banker. When playing Baccarat, the hand total cannot exceed nine.

So, when you have a total that is above nine, only the second digit counts. In addition, extra cards are not taken when the card total is eight or nine. When it comes to the dealer shoe, it goes clockwise at the table, like in Poker and Craps. It should be noted that the dealer shoe does not move when the Banker wins the hand.

These are the common rules shared among all Baccarat variants. However, in Mini Baccarat, the cards are dealt slightly differently. Other than this, the rules are the same as when playing other Baccarat games. It should be noted that Mini Baccarat games usually feature six standard card decks.


Online Baccarat Strategy

Since the game of Baccarat is one of the simplest casino games you can play online, there are not many winning strategies you could employ to boost your winning odds. As covered in the previous section, during each gaming round, you have two betting options, you can bet on the Banker or on the Player. Both betting options deliver even money payouts at the begging. At the same time, winning Banker hands come with a 5% commission.

One of the most important things to remember regarding your gaming strategy is your budget. Since you are playing with your real money on the line, you want to be very careful when making bets. The best option is to have a budget set before you start playing and stick to your budget no matter what happens during your gaming sessions. Online Baccarat is an exciting game with great winning potential but at the same time, losing is inevitable.

If you want slightly different online Baccarat gaming sessions, you may want to play Chemin de Fer or Baccarat Banque. These are very exciting French Baccarat variants with great winning odds. When it comes to playing the game at land-based casinos, you mostly come across Chemin de Fer and Baccarat Banque tables, alongside other popular variants.

Tips to Follow

To help you boost your winning odds while playing online Baccarat, we have a selection of simple tips everyone can easily implement.

How to Get Started Playing Online Baccarat?

Now that you know all about the game’s rules, betting options, and associated payouts, you are ready to start playing. But, before you get there, make sure you check out our handy beginner’s guide to getting started.

1 Familiarize Yourself with the Game’s Winning Odds

Knowing your winning odds when playing different bets most certainly goes a long way when it comes to building your bankroll. When you know your winning odds on Banker, Player, and Tie betting, you can make better decisions.

2 Master the Game’s Rules

Equally important is mastering the game’s rules and thankfully the game of Baccarat is one of the easiest games you can play online. Before you start playing, learn the game’s rules and how gaming rounds progress. To master the rules, consider playing free Baccarat games at any of the recommended online casinos.

3 Benefit from Bonuses

Before you start playing, you also want to spend some time looking at casinos’ bonuses and promotions. The best option is to start with a lucrative welcome bonus. Either way, before you claim any bonus offer, make sure you understand its terms and conditions.

4 Register at a Licensed Casino

The last step is to find your online casino. Make sure you choose a casino that has valid licensing and that has advanced safety and security measures.

5 Pick Your Baccarat Game

Once you have registered at a reputable online casino, head to its classic table games lobby to access its selection of Baccarat games. You will probably have a couple of different Baccarat games at your disposal. Check different games to find the one that matches your gaming style and budget best.

Dictionary

In order to play the game like a pro, you need to learn the terms and lingo used by experienced players, and everything you need to know is featured down below.

Baccarat Dictionary

Different Baccarat Variations

Below, we take a look at some of the most popular Baccarat variations accessible online and offline. Check these games before you decide which one works best for you.

Baccarat Banque

Baccarat Banque is an exciting Baccarat game that is very popular among casino gamblers who visit brick-and-mortar gambling establishments. In this Baccarat game, the croupier usually plays against two or more players. Card totals that have a value of eight or nine are instant winners. In Baccarat Banque, players compare their cards with the croupier’s cards only.

Punto Banco

Next, we have Punto Banco and in this Baccarat game, you have only two wagering options. You can wager on the Punto or the Banco. Punto Banco has slightly different rules for drawing cards when compared to other Baccarat games. When it comes to the Banco's actions, they depend on the Punto’s hand value.

Baccarat Squeeze

Baccarat Squeeze is an exciting live dealer Baccarat game that follows those standard gaming rules. In Baccarat Squeeze, all dealt cards are facing down and this is what the term” squeeze” refers to. The croupier reveals only a small edge part of the cards. This alone adds to the game’s excitement.

Mini Baccarat

Mini Baccarat is probably the best option for beginner players. The game is very simple to learn and accepts smaller stakes. If you are on a tight budget, consider starting with Mini Baccarat.

Speed Baccarat

Players who prefer fast-paced gaming sessions usually enjoy playing Speed Baccarat. Speed Baccarat is a great live dealer Baccarat game and each gaming round lasts up to twenty-seven seconds. Speed Baccarat generally accepts bets of up to GH₵10,000 so it is a game reserved for more experienced players due to its higher betting range.

Lightning Baccarat

As suggested by the game’s name, Lightning Baccarat is yet another fast-paced Baccarat variant. What makes the game different from other games is the availability of great winning multipliers. At the start of each gaming round, five special or lighting cards are drawn and these can deliver awesome winning multipliers up to 262,144x the original stake.

Dragon Tiger

Dragon Tiger is also a very exciting game that features two betting options, betting on the Tiger or the Dragon. This is a two-card variant of the standard game in which players get only one card. They bet on which betting box will have a higher card value. In Dragon Tiger, side bets are available.

Live Dragon Tiger

Live Dragon Tiger is played just like the standard RNG game but it usually features more players. Like other live Baccarat games, Live Dragon Tiger is hosted by real dealers.

Standard Baccarat

In the Standard Baccarat game, you have three wagering options, including betting on the Player, Banker, and Tie. You want to predict which of the betting boxes will get a total card value of nine or closest to nine.

Live Baccarat

Live Baccarat is played like the standard RNG-powered game, so you have the same betting options and benefit from the same payouts. Live Baccarat may feature several players which adds to the game’s excitement.

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FAQ

Yes, RNG-powered Baccarat games can be played in free mode at many online casinos. Getting started with free games is an excellent choice for all beginners who are just getting to know the game.

No, you do not need any special skills to get started playing Baccarat. The game of Baccarat is a game of luck and the outcome of your gaming sessions is random. What you can do to boost your winning odds is master the game’s rules and betting options.

Live dealer Baccarat games have the same rules and betting options as standard RNG-powered Baccarat games. However, live Baccarat games are hosted by real dealers and use actual Baccarat equipment, unlike RNG games.

As you know, you have three main betting options with online Baccarat and each betting option has a different casino edge. Banker betting comes with a casino edge of around 1.06%, while Player betting has a casino edge of around 1.24%. Tie betting has a casino edge of around 14.36%.

While Banker betting is the best option when playing online Baccarat, winning Banker bets incur a 5% commission fee, so this is a minor downside.

For the best online Baccarat gaming sessions, we recommend you register and play at any online casino features as recommended here.

Online Baccarat games featured at recommended online casinos that have valid licensing are one hundred percent fair. Also, casinos we recommend have RNG certificates issued by reputable RNG testing agencies.

There are two main reasons why more experienced players avoid making Tie bets. First of all, Tie betting has the lowest winning probability, and secondly, is a Push result that occurs when not a single Tie bet has been placed.

Banker betting is the best betting option when playing online Baccarat as Banker bets win around 45.87% time. When we remove Tie betting, the probability of winning on the Banker betting increases to around 51%.

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